No, and I just said ‘often’ for that reason. You can guarantee poor returns almost risk free (bank interest or mortgage overpayments), or be fairly confident of better returns over a longer timeframe with ETFs. Or gamble on riches with crypto.
I think the accepted wisdom is the middle option, once you’ve got all your debts paid off and you’re in a stable position.
No, and I just said ‘often’ for that reason. You can guarantee poor returns almost risk free (bank interest or mortgage overpayments), or be fairly confident of better returns over a longer timeframe with ETFs. Or gamble on riches with crypto.
I think the accepted wisdom is the middle option, once you’ve got all your debts paid off and you’re in a stable position.