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  • Ahh I see - I think the bit I was getting lost is that we would still be able to get the necessary mortgage with remaining deposit. It would just be a worse interest rate - we wouldn't necessarily be completely out of the purchase.

    Thanks very much, big help

  • I added a table - it does look challenged if the valuation fell below £340k, as you would probably struggle to find a lender who would offer less than 10% LTV

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