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  • Any reason not to accept an offer from someone with 10% deposit? They have an AIP (which of course may as well be toilet paper) but as long as banks are giving 90% mortgages they aren't ostensibly any less proceedable than someone with a larger deposit right?

    Aside from obviously potential access to capital should they suddenly decide the house wants money throwing at it but can't really account for people getting fickle either way.

  • They might have more than 10% in cash but want to keep some back for improvements. If they can get a mortgage for 90% that is quite sensible borrowing.

  • keep some back for improvements.

    No chance my house is beautiful and perfect /s

    Thanks all above. Thought I'd be calmer second time round but turns out now I'm just stressing in two directions!

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