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    #humblebrag ;l

    I've missed what the point of the extension is. Because I think that is the main factor right? If it's a 3rd bathroom and a guest room/office that will be an office 90% of the time. Or a kids zone at some point down the line. Then just leave it unfinished and make believe you're in a boiler room

    and try to DIY and pay for little bits over the next 3yrs.

    But if you actually need it as a space now then my gut says borrow the money now to get it over the line and compromise on bling finishes. Inflation is up, interest rates are creeping up. All of that means that it's cheaper to do it today on money borrowed at a low rate and using the economies of scale you get from having all the trades there once.

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