Check with your insurer. Some ask you to insure for what it would cost to replace it with a brand new equivalent bike. Others say to insure for what you paid for it when you bought it. For example, the 2 insurers I was considering at renewal time this month both had completely different policies, and for me that was a big differentiating factor.
Check with your insurer. Some ask you to insure for what it would cost to replace it with a brand new equivalent bike. Others say to insure for what you paid for it when you bought it. For example, the 2 insurers I was considering at renewal time this month both had completely different policies, and for me that was a big differentiating factor.