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  • Thinking of doing a CBT on my dads old 50cc Piaggio Liberty.
    Im 31, I know Im not looking at grands but do you think I can insure it for less than £300?
    I havent done the CBT. I dont hold a pink licence. I know theres plenty of factors that change insurance, Im looking for ballpark estimates.
    Im not in London.

    TLDR; how much dyu reckon a 31 year old on a 50cc ped will be to insure. First time "driver".

    Cheers

  • You can just get a quote on compare the markets (lie and say you have your licence, make up a recent date) it isn't legally binding (just be honest when you do it properly)

    Top Tip, head off to the cheapest quotes website, and generally get a cheaper quote than the comparison site

  • Should be able to insure it TPO for less than that. It's only when you add theft cover to peds that the insurance flies up, especially if it's not garaged overnight. In the first year, you're best off spending the other £150 on an enormous Almax or Pragmasis chain and padlock for at home, a D lock and a disc lock. That's your best theft cover, in my experience.

    Edit: It's a ****ing pain in the arse when your bike gets nicked, there's a lot of waiting around while the insurance company waits a statutory amount of time to see if it gets recovered and they'll do what they can to catch you out on a technicality so they don't have to pay out (e.g. it wasn't at home, it wasn't locked up to certain thing or in a certain way, not covered if you're staying overnight somewhere else etc etc. It's not as clear cut as car insurance). All that time you'll have no transport.

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