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@JWestland
As an employee you tend to get sick pay / holiday pay, so a little em "tax optimisation" from builders/other one person companies I can sorta of emphatise with. Protect yourself and all that.
It gets rather annoying though if company directors employing people don't put this optimisation back into the company / employees / start hoarding it more than what they need for safety.
And it also begs the question why it is allowed for safety when many employees are on 0 hour contracts / don't get anything more than the crappy UK sick pay / UC.
A lot of house owners/not social renters with jobs found out that all their fair tax payments they made for years didn't result in anything bar £71 a week now f-off.
Could have told you that...oh... idk in 2003 that UK benefits suck (edit: unemployment ones, by then working tax credits was still there and OK). But anti corruption/better benefits/public services for our tax cash is a non partisan issue if you just ask people.
Until the old "but that party..." comes in, sigh...