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TTM
Kurai
It depends how at risk it is.
My house is shown as high risk from surface water flooding and low risk from the rivers and sea on here https://check-long-term-flood-risk.service.gov.uk/risk but realistically no houses in the area have ever come near flooding and I suspect the insurance reflects that.
I know of someone in York on the other hand with a house by the river that was pretty much uninsurable due to the actual regular flooding.
As others have said, try a few insurance companies to start and see what they say. Also, if you can, knock on a few people's doors nearby and say that you're thinking of buying and wondering if they have ever had a problem with flooding.