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I guess it depends how at risk of flooding it is? I personally wouldn't buy a house actually at risk of flooding as 1) it would be shit if your house flooded and 2) if it does flood, flood risk increases, or insurers get less keen on flood risk after some big losses then potentially the cost goes up or you can't get insurance, which would suck...
This isn’t London, it’s a small place outside of Stroud called Chalford. Good to hear it’s not caused issues insurance/mortgage wise for you though.