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chrisbmx116
NotThamesWater
amey
Financing even a garden office through a Ltd is very unwise - when you sell your home, even as your primary residence, you would pay capital gains (usually) proportionate to the land area covered (not floor space).
The CGT thing would still apply if it were a loft office, as the primary residence exemption only counts if the entire property is exclusive of business use. I have no idea what the pro rata amount might be though.
It's worth noting that a garden room would be a devaluing asset, whereas a loft would likely not.
IANAC, seek professional advice etc... you don't want to have an HMRC investigation opened on you. They are not fun.