Owning your own home

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  • Same, and it all came flooding back with the mention of polystyrene on the walls.

  • Alice Fry, a public relations consultant, and her husband Ed, a finance director, and their three-year-old and seven-month-old children, Willa and Cressida, joined the exodus, moving from a two-bedroom flat in South Kensington to a six-bedroom Georgian house in Arundel, West Sussex.

    which user is this please (link)

  • “We love London so much – the convenience, and all the excitement that comes with it – but the quality of life is just much better here and we can get to London in no time and enjoy it for its best bits [Catford] without having to live with its worse bits [Regent's Park laps].

  • That's pretty close to my old jumps (15 mins).
    Almost tempted to copy.
    Almost.

  • Don’t shame me.

  • I think it’s pretty much unless you have a specific exemption you have to keep them 50m from buildings, vehicles and people that are out of your direct control. Unless there’s an airport in the mix and it’s 2.5 miles or something.

    If you had a large detached house it’s possible to survey the building because houses and people you don’t control can be 50m away.

    There are exemptions - maybe it’s worth it for a company to get a special license and pay for them.

  • Looking forward to the follow up in 18 months when they move back to London and trouser a £200k profit on the country pile.

  • A quick Google says that those regs are for hobbyists and that the rules are different for commercial users. The CAA has to be notified if all operations (presumably there is much more detailed guidance for operators)

  • A quick Google says that those regs are for hobbyists and that the rules are different for commercial users

    Maybe that's how it was, but the rules have changed significantly very recently. There is no distinction between commercial and recreational flying now, for example. Both fall under the same general rules about proximity to property / people / vehicles.

    The CAA has to be notified if all operations

    Like I said you can get specific exemptions (they are literally called that), but it's a ball ache to do so and it seems even with one you still can't go within 50m of uninvolved people. (Massive CAA doc here if you want to read it) .

    I guess now larger commercial organisations now sub contract drone flying to a certified person (with an actual manned aircraft pilots license as the licensing scheme for certified flyers isn't even online yet it seems!) with certified equipment who can arrange with the CAA to do 'high risk, high complexity flights'. All a bit beyond a residential surveyor's effort, I'd have thought, unless they were aircraft pilots first, surveyors second.

    Come to think of it, that wouldn't surprise me that much....they are an odd bunch

    Larger construction companies, they likely were doing it legally, now it might be much more expensive and annoying to do it legally.

  • Maybe that's how it was, but the rules have changed significantly very recently

    Nope that's the new guidance published by the CAA on the 3rd December this year. So if anything it was different when I was working with those guys.

  • I finally got around to having a look at these and Laka, Yellow Jersey want something like £500/year to insure the Shiv. Just not worth it. hellogetsafe wanted my entire life before I could even see their costs so they can get fucked (and their bike coverage is £500/bike which is jokes).

    Might try and batch contents with car insurance and just leave the bikes out of it. Admiral have a £5k limit or something on bikes so they're not much use either but will cover the rest of the stuff.

    Thanks for the tips anyway.

    Lloyds works out at 70/month but it's Buildings and Contents with some specified expensive items covered in and out of home. So better than just the bike insurance companies.

  • I'm in the middle of making a claim for my girlfriends bike, with M&S. It was stolen from our garage on the 23rd, and they've already paid out (although the money isn't in my account yet).

    They insure me for up to £8,000 worth of bike out of the house, for £345/year (I pay just over £500 in total IIRC).

    I've been favourably impressed so far. Be interested to see what my renewal is next year, of course, having made a claim.

  • Where they difficult at all in sorting it or trying to get out of it?

  • I moved away from M&S when they changed their rules and stopped insuring bikes worth >£4k. I think I was paying around 400/yr at the time. Maybe they changed their policy again since you can't even buy a pub beater for less than a mink coat these days.

  • No, and no questions about new for old- which was handy as prices have gone up so much in a year. £500 excess is the only bum note.

  • just gone back to them after years away with pedalcover who now will not insure me due to flood risk postcode despite living on the 2nd floor at the top of a hill 100m above sea level.
    i’m not even looking to insure the building just contents as its leasehold.

    was £400 with good level cover/accidental/outside home etc and about 18k of bikes.

    edit, definitely had bikes over 4k as named items when doing the online quote.

  • Hi all, I'm looking for someone to build me some replacement sash windows. Any recommendations? South London area.

    These are very easy to do badly, and I've seen some terrible workmanship in my previous rented place. Now I own somewhere keen to get some top end double glazed timber windows installed.

  • That name reek of user @amey

  • Any Lfgss approved surveyor? Need to get a Level 2 survey done in E17. Any advice to find someone reliable would be truly appreciated!

  • I think the forum-approved survey is no survey at all, or at least nothing more than the bare minimum your lender needs. Get your builder to cast an eye over anything you might want to fix or improve.

  • hahaha... I might need a forum-approved builder in the area then! ツ

  • Depends on what you want the survey for - do you want to learn about the horrors that lie beneath or have you spotted all the shit and want to negotiate for a price reduction, or something else?

  • @frankohara

    Peter Dowling at Mason Archer in Buckhurst Hill did a pretty good survey for me. I’m sure he would do e17.

  • use shit to negotiate for a price reduction

    Very forum approved

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Owning your own home

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