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  • Hotel: We'll get a full refund if we can't go due to Covid thanks to insurance
    Flights: BA will allow us to defer them for small fee, (flights are only ~£120 per person anyway)
    Transfer: Full refund if we can't go due to Covid
    Ski Pass + Equip Hire + Booze: Only purchased if we actually get there - individual winter sports insurance covers piste/resort closure

    So even a late "no go" is just going to cost us a fraction of the flight costs once things are refunded.

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