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  • "ISA" just means tax-free wrapper account, you can have cash ISAs where the interest isn't taxed. But yeah, they're not going to grow your money like investing in S&S might do.

  • oh yeah fuck cash ISAs, with 4.2% inflation you would be losing money on those

    Wut?

    no youre not... If you make any profit, its not going to be taxed... thats an immediate 20% profit... Or am i missunderstandig it?

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