To add to that - we initially regretted doing a 5 yr fix then moving after 1, but we were able to port and it actually worked out cheaper to have the ported mortgage plus the new ‘top up’ mortgage than we could have got otherwise.
not saying it isn’t more complicated, but thinking ‘what if we might move’ might not be as strong a reason not to fix as you thought - depends on circumstances.
To add to that - we initially regretted doing a 5 yr fix then moving after 1, but we were able to port and it actually worked out cheaper to have the ported mortgage plus the new ‘top up’ mortgage than we could have got otherwise.
not saying it isn’t more complicated, but thinking ‘what if we might move’ might not be as strong a reason not to fix as you thought - depends on circumstances.