You are reading a single comment by @NotThamesWater and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
@NotThamesWater
Arbitrarily assuming that the tax regimes now and in the future will be comparable (and any assumption otherwise is equally arbitrary), and that both ISAs and pension funds have the same underlying instruments, ceteris paribus, putting money into pensions as a contractor has a better net present value, as you are saving on employer & employee NI, and corporation tax. And you can invest more.