• Don't bother with matching / individual contributions - you wold end up having to gorss stuff up.

    Have your limited pay direct into your group pension. - that reduces 1) your employER NI, 2) your corp tax, 3) your personal PAYE (short term - you have to pay tax on it when you cash it out).

    Tell your pension provider what you are doing. My experience is that they are helpful. I use Hargreaves Landsdowne.

    Mortgage providers don't care about blend of income (YMMV, obvs) . They want to know your overall source of funds.

    I can refer you to my broker, who deals with contractor income.

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