I have been approached for a fixed term contract that is outside IR35 (international client).
I am on a PAYE job now; couple of things I am not 100% clear about;
Pension; my current employer matches my 3% contribution and pays about £500 on top. Can I have same sort of arrangement with my limited company? I never looked into pension contributions as a limited company.
Mortgage; how do I balance my dividend to PAYE income so come 2023 when we are up for remortgage I am not fucked because I dont have a high salary? Initially when I thought this work was inside IR35 I was just going to go with an umbrella.
Re:pension: if you have the money in your company to do it then paying yourself (a director) a pension is a no brainer. You can pay up to £40k or your income from company, whichever is lower. You can us unused allowances from previous years to allow bigger contributions.
I have been approached for a fixed term contract that is outside IR35 (international client).
I am on a PAYE job now; couple of things I am not 100% clear about;
Pension; my current employer matches my 3% contribution and pays about £500 on top. Can I have same sort of arrangement with my limited company? I never looked into pension contributions as a limited company.
Mortgage; how do I balance my dividend to PAYE income so come 2023 when we are up for remortgage I am not fucked because I dont have a high salary? Initially when I thought this work was inside IR35 I was just going to go with an umbrella.