• I have been approached for a fixed term contract that is outside IR35 (international client).

    I am on a PAYE job now; couple of things I am not 100% clear about;

    Pension; my current employer matches my 3% contribution and pays about £500 on top. Can I have same sort of arrangement with my limited company? I never looked into pension contributions as a limited company.

    Mortgage; how do I balance my dividend to PAYE income so come 2023 when we are up for remortgage I am not fucked because I dont have a high salary? Initially when I thought this work was inside IR35 I was just going to go with an umbrella.

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