You are reading a single comment by @hippy and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
hippy
There are some pretty odd reasons underwriters will use to refuse lending. My mate got rejected recently as the flat he was buying was above a musical instruments shop. Getting lending above a chicken shop or bookies will be borderline impossible.
I'm currently jumping through a bunch of hoops as I've lived on a boat for years without using utilities, credit cards, mobile phone contract etc. Never missed a payment on anything and don't use credit as I don't buy things I can't afford, but apparently I don't exist to the Experians of this world.