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@Drakien
I Googled "is anyone still buying annuities?" as I thought they were such a bad deal. But I guess they're very low risk, so could form part of a retirement strategy.
https://www.ft.com/content/feac7950-0d75-47b2-a45f-b4a70ae1cda1
One thing I found interesting is the idea of buying successive annuities in tranches as you get older and returns get higher.