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they wont?
I was thinking every remortgage brings down the monthly mortgage outgoings with LTV changing (our next one is 2023 and we will most likely go from 80% LTV to 60%)
Not having any more children and not going to pursue private education for the kid either so once nursery phase is over I'd imagine its slightly less for next few years and keeps going down?! Dunno I have no idea.
ok lol