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@Greenbank
Only problem with PB is that if you buy them now (or any time up until the end of October) and the first draw they will be part of is the one on 1st December, they don't go into the next month's draw but the one after that.
Selling the bonds (easily done online) takes about 3 working days for the money to appear in your account via BACS.
Also, I already had a NS&I account with Premium Bonds in it, I've no idea how quick it is to set one up from scratch.
(I stuck a chunk of cash in PB and have been drawing it down before I find/start a new job. Won three £25 prizes this month too, with ~£14k of bonds)