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I noticed this made a big difference when you’re down to the wire. Difference of a day or two literally made price change up to £100. I’ve left my car uninsured on the driveway for a day or so to dodge the last minute price hike.
Will actually try and do it in advance properly this year.
Nef-
Yeah having not owned motors for nearly 25 years I realised last year I need to be a bit more clever about timing. The E46 is due for renewal in January so need to make sure I am not too pissed over the whole of Christmas to take care of bit of admin. Might even sort really early as reckon January might be bit brutal. But no crystal ball so not sure.
jonny
On car insurance all. be aware of the changes coming in January about levelling up between switchers and loyallers.
And in general this advice from MSE ""We analysed over 70 million quotes, and found the optimum time to get new car insurance quotes is 23 days ahead of renewal (21 days for home), but anytime around three weeks is good. Leave it later and car insurance prices can almost double because insurers' algorithms show those who get new quotes earlier are a lower risk (the rise is far less steep with home insurance)."