Do five years, assuming you aren't worried about terms around early repayment.
In reference to the point above, I don't think first time buyers get any worse rates than anyone else. Lenders only vary rates on LTV as far as I am aware?
@deleted started
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Do five years, assuming you aren't worried about terms around early repayment.
In reference to the point above, I don't think first time buyers get any worse rates than anyone else. Lenders only vary rates on LTV as far as I am aware?