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@nick_h.
I was a John Doe once. Scooped up from the road by a San Franciso paramedic, unconscious, with no ID, so he put John Doe as my name on his forms. I was test riding a Serotta and hadn't persuaded my brain that the right brake lever goes to the rear brake in America. So I locked the rear on a corner, smacked my head on the road and fractured my skull. After a couple of days of regular attention from a brain surgeon, the bill was well into five figures. And I'd forgotten to get insurance. So I skedaddled. Several epic fails I suppose. A nice bit of brain damage too.