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You brought up pensions as some kind of equivalent!
Yes, because paying off a mortgage instead of contributing to a mortgage is a thing.
Both of them you do while paying income tax so I still don't see what you're getting at.
"Should be" is the reason I will not be handing anything over to the government. As if I'd rely on those cunts to sort out my wellbeing. The whole point of smashing repayments into a house and not a pension was so if everything turned to shit I'd still have a roof over my head whereas a pension is useless until you retire and even then might be fucking useless depending on where its invested.
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Perhaps we’re talking at cross purposes - I’m talking about people who use a rented house (or houses) as their retirement plan, not their own house that they live in!
Don’t get me wrong, I’m not blaming the individual for making choices they’ve been encouraged to make by multiple governments over the past 40 years but the defensiveness and lack of imagination in some responses is very golf club.
You brought up pensions as some kind of equivalent!
Yes. There’s nothing productive about landlording and you are actively making other peoples situation worse.
All your disaster scenarios should be covered by social housing (and equally apply to people with only one or even no house).