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I don't understand - what does this have to do with mortgages and home ownership? People buying homes are paying tax too.
You brought up pensions as some kind of equivalent!
I'm a parasite because I want to rent it instead of sell it?
Yes. There’s nothing productive about landlording and you are actively making other peoples situation worse.
All your disaster scenarios should be covered by social housing (and equally apply to people with only one or even no house).
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So I lived and leased a property from a social housing organisation.
I'll leave the trust pilot reviews below and you can make your own decisions on if that is really a sensible comment.
I'm not sure if you're being aspirational or naive -
You brought up pensions as some kind of equivalent!
Yes, because paying off a mortgage instead of contributing to a mortgage is a thing.
Both of them you do while paying income tax so I still don't see what you're getting at.
"Should be" is the reason I will not be handing anything over to the government. As if I'd rely on those cunts to sort out my wellbeing. The whole point of smashing repayments into a house and not a pension was so if everything turned to shit I'd still have a roof over my head whereas a pension is useless until you retire and even then might be fucking useless depending on where its invested.
I don't understand - what does this have to do with mortgages and home ownership? People buying homes are paying tax too.
I bought a house and paid all the tax/stamp duty etc on it. I save for another 10 years and buy a bigger second house because now I've got kids or want to move to the country or whatever - I'm a parasite because I want to rent it instead of sell it? What if I want to keep that first house in case moving was a bad idea, I can't afford the second mortgage due to change in life circumstance yada yada
Or what if you meet someone and live in their house - are you forced to sell yours? What if the relationship fails?
If I sold the first one I guess I could've kept the money in the bank but that's just dumb - it would be put into the second house.
I've kinda lost track of what even the point is now. I think this thread and I hate are turning into twitter comments and it's just going to be easier to ignore them.