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Yeah, that's the problem isn't it? Searching through the fineprint on stuff like max item cover and whether or not they're covered in use or locked up or in a car or whatever on a bunch of insurance websites. I'm not sure I've got the willpower :)
Because I've got old but flash bikes they might've only cost a couple of grand 14 years ago but to replace them now would cost £8k or some nonsense.
Ah! Might be worth checking cost of contents insurance for your cheaper bikes and then specialist bike insurance for the TT sled.