Owning your own home

The Scottish system is one that I find hard to like, tbh.

"Make a guess, then either miss out of live the rest of your life thinking you over-paid".

Yeah , the "offers over" can be a bit of a minefield, especially in high-demand areas where the sellers just go to a closing date & folk start throwing cash around, literally, blindly.

If you can talk to the sellers directly it's often useful - last time we bought we told the couple we really liked the place, weren't tied to a chain, were flexible with dates & asked them how much they were hoping for as we were in no way interested in entering a blind bidding war with 10 other folk.

Good thing up here is that once an offer is accepted there's less chance your solicitor will phone you up a week before you move in & tell you that you've been fucked over and someone offered an extra £20k...