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The NFU (National Farmers Union) cover all my bikes (sadly all quite expensive) on my household policy, we have to list them as specific items but their coverage is incredible and no quibble. I've had to make 5 claims in the last decade and all have been dealt with super efficiently. The additional cost of adding the bikes to the policy is peanuts compared to bike specific insurance. You don't have to be a farmer to be insured with them but I know that they don't cover everyone...
Are there any home contents insurers that will cover very expensive bikes or is everyone moving over to bike specific coverage and keeping home contents insurance separate?