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Thanks, that's really helpful. I also found an article which addressed another one of my worries: https://ofdollarsanddata.com/are-we-in-a-melt-up/.
Will keep reading and learning. I spoke to my mum about my plan today and she's supportive so that's always a good thing, right?
https://ofdollarsanddata.com/why-buying-the-dip-is-a-terrible-investment-strategy/