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hippy
Try Lloyds. They are their own underwriter which makes things efficient.
They included expensive bikes, musical instruments and watches, and had a pretty high limit on stuff that left the house.
They have been fantastic to us at claim time when we had water damage from a fire next door.
We basically got the place completely redecorated, roof repaired, new flooring, rugs, recovered sofa, etc. No quibbles at all.