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  • Maybe it wasn't a risk and now they're using different data which classifies it otherwise? I dunno. Can you check the data they're using somewhere?

    Maybe it's a predictive thing based on how we're fucking up the planet.

  • Our house is quite near a water way as the crow flies, but the elevation and location mean it's fine. However, there are a few insurers who just do a how many meters appraisal. Which rules them out. It's just the way a particular insurer sets their criteria.

  • I'm half a mile from a small river but I'm also half way up a hill so I don't see how this is ever going to be an issue.

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