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  • Well this is a bit shit...

    "Your Home and Bike Insurance renewal is nearly due.

    We have had a change of underwriters of our policy as we were unable to continue to offer the AXA policy that you currently have.

    Sadly our new underwriters NIG have a different underwriting criteria, as a result we are unable to invite your policy for renewal, the reason for this is that your post code is in an area that they have identified as having a subsidence risk.

    It is likely that this is something that you are unaware of and the risk may be minimal, however I’m afraid as the property is rated on a post code area it is beyond our control."

    1. How do I check this subsidence risk stuff and should I be doing anything about it?

    2. Are there any insurers that will actually cover my bikes now? M&S fucked it and now Pedalcover are no good to me.

  • Are there any insurers that will actually cover my bikes now? M&S fucked it and now Pedalcover are no good to me.

    Had the exact same issue with pedalcover, am now with laka for the bikes. Obligatory referral code https://my.laka.co/RLR3R

    Still a bit stuck on general contents insurance. It was much cheaper when pedalcover did both on one policy.

  • Thanks for that. Will look into them.

    Do you know off the top of your head what their max bike cost is? ie. single item limit?

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