Maybe it wasn't a risk and now they're using different data which classifies it otherwise? I dunno. Can you check the data they're using somewhere?
Maybe it's a predictive thing based on how we're fucking up the planet.
You can buy buildings and contents insurance separately. Contents insurance shouldn't care about subsidence, as that's a buildings issue I would have thought
I've just emailed them a question about basically that. As well as why different underwriters have different subsidence risk data.
@danb started
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Maybe it wasn't a risk and now they're using different data which classifies it otherwise? I dunno. Can you check the data they're using somewhere?
Maybe it's a predictive thing based on how we're fucking up the planet.