My view was it is a tiny % of the purchase cost and could save me money in the long run too/possibly pay for itself.
I'd agree with that. Also, if you're spending more on the survey you're more likely to get a friendly surveyor who you can call and chat through things with.
I spoke to mine a few times when it turned out a wall had been removed that couldn't definitively be classed as load bearing or not. The surveyor had done enough similar properties that they were able to give me an off the record assessment of the likely risk.
I'd agree with that. Also, if you're spending more on the survey you're more likely to get a friendly surveyor who you can call and chat through things with.
I spoke to mine a few times when it turned out a wall had been removed that couldn't definitively be classed as load bearing or not. The surveyor had done enough similar properties that they were able to give me an off the record assessment of the likely risk.