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EB-
Only question that occurs to me is how a personal loan affects credit score, being unsecured lending vs a car specific finance product that is secured against the vehicle.
A mortgage (as long as it is affordable) is a positive thing for your credit score I believe, whereas my score goes down when I take a personal loan out, even if the monthly repayments are (relative to disposable income) very affordable.
Dammit
When the C Max dies, I definitely want to replace it with something newer (not new, but maybe a couple of years old). Problem is I am totally baffled by the various finance options, haven only ever bought things outright (barring my house). I genuinely get totally number blind when I start seeing the different plans. HP, PCP, lease etc. What is a good way to work out what's best for me?
Car (as stated before) will be a family sized hybrid of some sorts.