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Ah fair enough. Another factor is that I’m able to do some of the work on our cars.
If I hadn’t been able to source parts and do the repair and replacement on my wife’s Jazz after the cat got nicked it would’ve been a write off (£1500 parts alone from Honda). After much shopping around, and having issues with non-OEM part compatibility (manufacture admitted their documentation was wrong), I eventually got all parts and fitted them for about £330.Same goes for the e46 - thermostat replacement and sorting an ABS fault myself has definitely kept the costs down compared to paying someone else to do it.
Nef
No, I only bought it last November. So far the alternator went, but thankfully within warranty. I've had a full service and also had to get a coolant leak repaired (which is still leaking, I need to go back and bollock the garage). Recently got all four wheels balanced and aligned.