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Autocar has a good overview
https://www.autocar.co.uk/car-news/advice-buying-cars/financing-new-car-which-way-best-you
Lots of "the right answer" will depend on your own circumstances.
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Same. For us, we are getting a ulez compliant City car (keeping old smax for family lugging duties). We've decided to go electric, and as that tech is moving fast will lease and see what our needs are in 3/4 years. Seems like that should work best for us.
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I'm exactly the same, l think a personal loan perhaps the best and simplest option
Aroogah
villa-ru
EB
@stevo_com
When the C Max dies, I definitely want to replace it with something newer (not new, but maybe a couple of years old). Problem is I am totally baffled by the various finance options, haven only ever bought things outright (barring my house). I genuinely get totally number blind when I start seeing the different plans. HP, PCP, lease etc. What is a good way to work out what's best for me?
Car (as stated before) will be a family sized hybrid of some sorts.