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By the way, you should look at getting the most expensive plan you could afford and go down if/when you can no longer afford it and/or when the cat gets older. You can always go down with your cover but it’s almost impossible to go up once you have made a claim. I pay £35 a month for £12k cover because that is only about £7 more than the cheapest plan, so I am willing to have less shop bought coffee for that.
I took out a £3k cover for a tenner because I was only working PT and studying when I first got Patch, she had a lump removed, got full payout but as I started to earn more, JL wouldn’t let me increase cover even if I was willing to put an exclusion on the lump if it reoccurred. It got ugly! They way they spoke to me was also very rude...
Anyway, when I spoke to Petplan, they told me this is pretty standard across the sector. So even when you have a healthy and young cat, get the highest cover, you never know when you’ll need it and once a claim is made, everything becomes difficult.
PetPlan did have an time limited exclusion on Patch but I would rather pay out for a potential recurrence of her lump than dealing with JL (RSA). Now the exclusion has expired! 😁
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ExTra
Thanks, I think I'll give them a go, they have come out far cheaper than Tesco in any case.