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I linked the club bank account, but I'm sure you could link to your own, or open a free account with someone like Starling
Looks like you can either send links for people to pay without the card reader (but then you could probably just use a payment link straight to the bank account)
Also looks like the card readers now can connect to Wifi and no need to have the phone anymore
https://sumup.co.uk/solo-card-reader/Also seen Tipjar at places where the reader is stuck to the wall and it's auto set to £3 for example, and you just tap the phone/card to to give a tip.
But fees look pretty high given it's just a glorified card reader
https://www.wearetipjar.com/though it is simple
Get a card reader.
Zettle is now owned by Paypal.
https://www.zettle.com/gb/payments/card-reader
Square, Sumup, probably plenty of others. Similar fees for all - about £30 for the reader and then a couple of % per transaction.
Very easy to set up and you can do the admin side from a phone app.
Set up the same for swim session payment for my local tri club. Far easier than accepting coins per person per swim