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PetPlan is good. I didn’t believe it until John Lewis fucked me over with their premium. I am pretty sure Tesco and JL use the same underwriter which is RSA. They are bad, stay away.
I have switched to PetPlan for about 4 years now and premium has only gone up by less than a fiver. They are more expensive to begin with but their premium hike is quite modest even when you have made a claim.
Who are people using for insurance?
I'm with Tesco but their premium is now ridiculous for a cat with no health issues and no claims.