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  • You don't have to make a claim for something that's been stolen - same goes for if you get your TV nicked etc on your home insurance or if you bash a kerb with your car. The only time you're obliged to use insurance is for 3rd party claims which this isn't.

    I would cancel, get something new and lock it up / keep it out of sight.

  • Yeah, looking at citizens advice says cancellation within 14 days “for any reason” so I’ve cancelled it.

    That’s the plan.

    Ground anchor or 2 in the back yard.

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