I’m still within my cooling off period for my insurance for the next couple of days, should I just try and cancel it? I had to go with the cheapest option (MCE) so it’s pretty much pointless trying to claim as the excess was so high.
Up to you but the cost of insurance will go up for the next 5 years if you make a claim so, over that period, I'd say it's more than likely not worth making a claim and just cancelling it.
Am I allowed to cancel it though rather than make a claim if it’s been reported as nicked? Can’t find anything online about this, but it seems well within my rights?
Making a claim isn’t really an option as you’ve mentioned it’s not worth the pay out.
I’m still within my cooling off period for my insurance for the next couple of days, should I just try and cancel it? I had to go with the cheapest option (MCE) so it’s pretty much pointless trying to claim as the excess was so high.