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I have to thank the previous owner for their negligence though otherwise wouldn't have been able to afford our place.
This is the exact position I'm in as well. It's absurd to be grateful to a group of people who ran down the value of a property over a period of many years, but I am. I'd still be renting without them.
Welcome to the elite club of poor homeowners
I have to thank the previous owner for their negligence though otherwise wouldn't have been able to afford our place.