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Probably less tbh, I believe it gets valued by insurance company at time of accident. There could also be fees and excess on payout.
Although tbh I'd probably only go 3rd party and save money that way if it's worth £150.
RonnieOatmilk-
Gonna add my £.02 worth of non-advice w/o intending to mansplain: don’t insure the car, insure yourself. If something goes wrong with that car your biggest expenses might be paying others who are affected and fixing yourself. The NHS is great but I’d expect the better private rehab clinics have better availability and more modern kit.
-replied to you in error.
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Yeah I get it'll be less, 3rd party probably makes sense at this stage, saving for a new car anyway. The Autotrader tool said £150, given it's over ten years old, 100k miles and been written off twice I guess that's probably not far off.
Eseman
Polygon
Autotrader values my car at £150. If I insure with this as the car's value, and it gets written off at some point, will I get £150 (edit: or less)?