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  • Scottish people - do I have the right of it and this would need an offer of advertised price plus 20% to actually buy it?

    If so, I need to significantly adjust my "max" parameter.

  • Nah if it was me id look at the home report value and offer what I thought it was worth or could afford. This mythical figure is estate agents trying to maximise there taking and im also struggling to believe folk are paying £160k over asking for things of that value.

  • You’ll need to get your solicitor lined up before you do anything. (Craig Innes @ Warner’s LLP is a fucking champ by the way)

    Also helps to have a mortgage broker that’s from Scotland -( I had endless problems trying to explain cash over to our England based broker)

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