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@Familyman
I got ripped off last year. I've always been happy to pay upfront previously, but now after losing a very serious amount of money I'd never do it again.
Most people are decent human beings, but it only takes one to leave a very bitter taste unfortunately.
I thought I was careful when picking the tradesman out too, knew him for a couple of years and had done various other smaller scale jobs for us, friends and family.