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all of them are nice but i'd avoid the cotham road one. you'll have student either side of you which will just get tedious
tortworth road one could be extended in the future .. i'd probably lean towards that
swedeee-
@swedeee seller's kids are having to self-isolate so viewing been pushed back a couple of weeks.
Torthworth Rd one had 9+ offers so will be way over asking and wasn't that arsed about it.Offered pretty much asking on the Upper Cheltenham one which makes me feel a bit sick thinking about it Agent said another FTB (couple though) offered 420 and it was rejected. Its just gone back on the market after 2x buyers fell through (apparently nothing to do with the house). Baffled, given the 430 asking was pre stamp duty deadline, that the vendor has declined 420 from FTBs. She's been there 30 years so is definitely in the green.
Some stuff has been done nicely (kitchen, bathroom) but the lounge/dining room floor looks cheap, walls knocked down a while ago so how to regs will they be, electrics look dated and the interior needs decorating.
Will post some pics
bobble
Bristol folk.. Had an epiphany at the weekend and it is not worth 370 to live in a 2 bed house in Easton for example this one where 370 is what you'd need to get it. Was also next door to a not very well maintained house (bay falling down) with about 7 people living there.
Have a bit of my deposit in a lifetime ISA so artificially capped at 450, though could go above that for the right place. I think 450 is a sweetspot for me. Buying on a Joint Mortgage Sole Proprietor basis for a number of reasons and due to my dad's age, has to be interest only (vs 10 year term on a repayment) until I can take it on myself in 3-4 years. 70% LTV at 1.7% interest quoted gives a monthly of £475 + maybe £300 bills = £775, vs the £600 I pay to rent a room in a sketchy HMO currently. If I rent the room to a mate for £500 (could do more for a non-mate), will be at £225 net cost + hopefully capital appreciation. Any flaws in doing this for say 4 years, as long as I am diligent in saving (which I will be) in an ISA on what I would be repaying + what I save anyway?
Looking at more des res areas like Redland, Cotham, Montpelier. Quite likely to be a flat (23 now and happy in a flat for next 5 years). Any thoughts on these?
https://www.rightmove.co.uk/properties/109468721#/
https://www.rightmove.co.uk/properties/85832491#/
https://www.rightmove.co.uk/properties/109425851#/
https://www.rightmove.co.uk/properties/109106798#/
Don't wanna be in golf club thread by saying 70% LTV but due to primarily tragic circumstances, some good luck and working really hard at school/uni/grad job it is possible.