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This has all gone out of the window now tbh, and whilst I like cars and am mechanically aware. The financial side to it has completely thrown me off.
Coming from motorbikes, this shit is all over the shop.
The hell is up with insurance quotes? How can they be that high? Am I losing the plot? 2 grand?Also, mini is on the cheaper spectrum!
Chak
lynx
hugo7
They carry a premium without a corresponding increase in reliability and at the price I assume you're looking at could be in need of £s to repair/maintain. And what I took from your OP made me discount exceptions like a Golf where the all round package probably makes up for the extra £s.
A Polo is still a decent choice. After a certain mk (I forget which) they are nicely built and perfectly comfortable for long drives. But other than fuel economy or needing 5 doors I'd struggle to answer the question; if a Polo, then why not a Mini? It's just a more fun car and great for a couple. I'd echo everything bracketed said. If you get a R56 Mini try and get one with whatever the fancy speaker system was - the stock speakers are poor and are designed to be hard to aftermarket upgrade.
(yes I know a Mini is a BMW and I'm contradicting myself a bit)
It's a shame old MX-5 have increased in price and are so rusty. That would have been the best shout imo. I wonder if the newer ones are cheap enough yet and what the fuel economy is like. [EDIT: following some
researchprocrastination I've found that, yes they are cheap and VGVFM but the engine is old and uneconomical]