All the more reason to move into my own fucking house. At least then I own any fuckups.
Apart from when you don't. There was an example in the media a little while ago when a neighbours chimney fell down in a storm and smashed into their roof. They didn't have insurance and were stuffed.
If your neighbours are that close you may as well be in a block of flats. I mean a proper house.
Anyway, it's still a bit shit that the chimney owners insurance didn't pay for the repairs in much the same way I think the pipe owners should be paying for all my repairs.
Apart from when you don't. There was an example in the media a little while ago when a neighbours chimney fell down in a storm and smashed into their roof. They didn't have insurance and were stuffed.